I know that living here in Norway things are so expensive and it is easy to get in debt (especially with the holidays here). But help is on the way if you need something like bad credit loans. You can check out a site that helps you find the best solution for you instead of just taking whatever comes. http://www.badcreditoffers.com/personalloans/ can help you get out of the debt you piled up buying all those gifts for Christmas. Check them out.